How to Qualify an Accredited Investor (Canada)
 

An individual (or entity) must meet at least one of the following criteria to be considered accredited in Canada:

 

INDIVIDUAL ACCREDITED INVESTOR CRITERIA

1. Net Financial Assets Over $1,000,000 (excluding real estate)

“Financial assets” include:

 

Cash

 

Public stocks/bonds/mutual funds

 

Private placements

 

GICs

 

Crypto (if held through a custodian or wallet you can verify)

 

Must not include their primary residence or real estate holdings.

 

Example: A tech executive with $500K in stocks and $600K in cash qualifies.

 

2. Net Income Over $200,000 ($300,000 with spouse) in Each of the Last 2 Years

Based on line 15000 (previously line 150) of personal tax returns (T1)

 

Must reasonably expect to hit that again this year

 

Example: A lawyer who’s made $225K/year for the past 2 years qualifies.

 

3. Net Assets of $5,000,000 or More (Total, Including Real Estate)

This includes all personal assets:

 

Real estate

 

Business equity

 

Vehicles

 

Investment properties

 

Personal holdings

 

Example: A business owner with $2M in property, $2M in a company, and $1M in stock qualifies.